Everything today is about making life quicker and easier in South Africa. So instead of having to phone various insurance companies to try and obtain a quote for your car insurance, an online car insurance calculator is the answer. Read on and find out all about it.
Disclaimer
Car insurance is complicated, and for this reason, this article only provides general information. Should you wish to purchase a particular car insurance product, please consult a certified financial advisor, who will provide you with professional advice.
What exactly is an online car insurance calculator? 1
It is an online tool that motorists can use to obtain a correct quote for their car cover. It is quite straightforward. You enter your car’s make, model, its registration date, and which insurance plan you would prefer. The car insurance calculator then provides you with the quote. The calculator allows you to add on some additional cover should you want it.
How can you use the calculator? 1
All you need to do to get your correct insurance quote is to use the following steps.
Step 1 – enter your car’s details 1
You need to enter the following information concerning the vehicle: the make, model, the variant, and the date it was registered.
Step 2 – choose your insurance plan 1
It would help if you did some prior homework on the various types of insurance plans that are available, and that you have selected a plan that suits you the best. So, click on “Get a quote” and choose your insurance plan.
Step 3 – make a final choice 1
The insurance company will offer various plans, and you can then select a plan that provides, for instance, a third party cover, or a comprehensive type of car insurance plan.
Step 4 – details of your last insurance policy 1
This step informs the insurance company all the details concerning your previous insurance policy. This would include the expiry date, your claims history, and any no-claim bonuses earned. This vital driver profile information informs the insurer about the risk you pose as a driver to the company should their quote be accepted by you. The information must be accurate and reliable.
Step 5 – presentation of your quote 1
The car insurance quote you have been looking for is now displayed.
Step 6 – further add-on insurance is possible 1
Once you have selected, e.g. a comprehensive insurance plan, you can choose additional coverage in some cases.
Step 7 – the final premium is displayed 1
After you have made all the selections, the calculator shows the final car insurance premium.
Some benefits of using an insurance calculator 1
Using the car insurance calculator will ensure that you obtain correct market values in the event of theft or total loss. This will prevent any losses on your behalf. The calculator also provides the correct add-on insurance, thereby improving your cover. It allows you to swiftly compare different insurance options and how they affect your premium.
Perhaps consider buying affordable car insurance with Prime South Africa that comes with unique benefits like fixed premiums* and reduce to zero excess*? You can also request a quote online via the Prime website or via talking to one of Prime’s friendly New Business Professionals by completing a ‘Call Me Back’ form or by calling 011 745 7800. You could get an obligation-free car insurance quote for your car. *T and Cs apply.
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