It’s important for motorists to understand all the risks involved when driving in South Africa without any car insurance. Information can make all the difference between success and tragedy
Disclaimer
This article must only be viewed as information, seeing car insurance is a complex matter. If you’re considering purchasing any car insurance product, please consult a certified, financial advisor for professional advice
How many vehicles are there on South African roads?
According to the National Traffic Information System or eNaTIS, the total live vehicle population as on 30 November 2018 was 12 468 190.
What are the risks facing South African motorists?
Let us examine the various risks out there on our South African roads.
About 70 percent of all registered vehicles are not insured.
This means that the chances of a third party being insured should you have an accident is 3 out of 10. Another way of looking at it is when you are in city traffic. Seven of those 10 cars standing still in front of you may not be insured.
What are the implications for a driver to possess an illegal driver’s licence?
At its worst, a particular driver would barely know how to operate the vehicle itself, never mind knowing anything about the rules of the road. At its best, the driver may know how to drive the vehicle but may not know the rules of the road very well. These drivers pose an additional risk on our roads, not only to themselves but to other motorists as well.
How do people manage to buy illegal drivers’ licences?
Corruption has been uncovered at various government institutions and centres that issue drivers’ licences. According to a January 2018 article4 by IOL News, there was a joint effort by the SAPS as well as the anti-corruption unit of the Road Transport Management Corporation (RTMC). It resulted in the arrest of a senior administrative officer at the Gauteng Department of Transport. This kind of arrest is often only the tip of the iceberg, with large syndicates being involved.
Why risk driving without car insurance? Prime South Africa offers safe, affordable cover.
After reading this article, you should by now be acutely aware of how extremely risky it is to drive in South Africa without car insurance. If you have no cover, why not contact Prime and purchase affordable car insurance? The whole process is easy and does not take long. Just go online using Prime’s Online Insurance Purchase Platform at any time of night or day. A call-back facility, as well as audio and video materials, are there to assist you.
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