Are you looking for cheap car insurance? Everyone loves a good deal, especially when it comes to recurring monthly expenses like car insurance. We live in challenging and exciting times. South Africa has just emerged from a pandemic and is still recovering from its economic impact. So, any news on saving money when buying cheap car insurance is great.1
Beware what kind of cover you buy
Be careful to buy quality car insurance from well-established, reputable insurers. An unknown company offering car insurance with low premiums is not necessarily providing good cover.
How is your driving?
A good driver profile means you have established a record of acceptable driving over many years. Insurance is all about risk, and the less risky you are to an insurer, the lower the premium is likely to be.1
It’s a win-win situation
Safe driving means fewer accidents and fines, while you enjoy affordable car insurance with a reduced premium. The insurer, on the other hand, makes less payouts because most clients drive well. 1
What do you want from your car insurance?
It would be a mistake to accept the first quote. Your situation is unique, so determine what benefits you want from your car insurance. For instance, would you like car hire, where the insurer supplies you with a car while your car is undergoing repairs? Alternatively, when you are stuck on the roadside in a desolate area, you may want peace of mind knowing you can immediately access a 24-hour roadside assistance and towing service. 1
Compare premiums online every year
Review your unique car insurance requirements annually, as they may change. Submit your new list of insurance needs online and obtain quotes from at least three reputable car insurance companies. In this way you can compare premiums and choose the most favourable policy. 1
Disclaimer
The article provides tips for buying cheap car insurance in South Africa. 1
Prime’s affordable car insurance products
Don’t forget that Prime South Africa always offers all its clients the best premium based on the type of car they drive. Experience our world-class client service while we show you more about our affordable car insurance. It comprises comprehensive and customised car insurance with fixed premiums* and reducing excess*. Our comprehensive and customised car insurance plans include cars less than 15 years old, but there is no age restriction with our third-party PLUS car insurance. T and Cs apply.
Contact a financial advisor for professional advice if you are considering buying a financial services product.
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