Get OVER R500 000 in potential
benefits free and exclusive to
Prime Policy holders*
Disclaimer: The value of the Prime Protect mobile app and benefits as described above are based on internal research and a theoretical accident scenario. Actual policyholder experiences will vary depending on the nature of the incident and the benefits applicable in such circumstances.
Discover your free Prime Protect benefits
Drive with confidence using Prime Protect. Our free app is your dedicated safety companion, ensuring peace of mind for you and your loved ones on every journey
Free Accidental Death
Cover
R10,000 Free Accidental Death Cover if you die in an accident whilst in the insured vehicle.
Your family can use this money for anything they need. Pay off debt. Cover final expenses. It’s your choice!
Passenger Protect
(Private Medical Treatment)
Private medical treatment for passengers injured in your vehicle!
Road Accident
Fund Cover
Get expert advice and assistance for injured drivers when claiming compensation from the RAF.
Feel supported every step of the way as we help you to claim up to 100% payout for medical bills, lost earnings, funeral expenses and more.
Exclusive Savings with
Lower Excess Fees*
Enjoy reduced excess fees simply by keeping your Prime Protect App installed and active on your phone.
This means less out-of-pocket expenses for you when you need it most.
Free 24/7 Emergency
Assist
Whatever the time, wherever you are, Prime is always there for you!
Enjoy free 24/7 emergency roadside assistance benefits that keep you safe and get you moving again.
Free 24/7 Accident
Detection
Have peace of mind knowing that Prime will be there for you even when you may not be able to call for help after a serious car accident.
Prime Protect is your companion in safe travelling!
Explore Prime car insurance options
Drive confidently with affordable cover that works with your budget
Comprehensive
car insurance
Most extensive cover with all available benefits and more
From only R409pm*
Customised
car insurance
The main cover benefits you need at an affordable price
From only R321pm*
Third-Party PLUS
car insurance
Budget-friendly basics with Growing Cover to protect your car
From only R167pm*
Prime's unique benefits *Plan dependent
Fixed Premiums*
Your affordable premiums will only increase every 24 months*.
Reducing Excess*
Accidental Death Cover
Passenger Protect Cover
Growing Cover
With each claim-free month, you’ll get growing cover for smaller accidents up to R4000 pm. Plan dependent.
Road Accident Fund
Always-on Accident Detection
If in a major car accident, our Prime Protect app will detect the collision and notify us immediately. We’ll contact you to assist or dispatch help as required.
24/7 Emergency Assist
In case of an emergency, you can get immediate help with just a click of a button by either calling or through our Prime Protect app.
At Prime, your journey matters as much as your destination, so we're with you wherever you go
At Prime, your journey matters as much as your destination, so we're with you wherever you might go.
Find out what others say about us…
Everything you need on the Prime app
Get instant access to our car insurance services including emergency assist, claims information, policy documents, plus benefits and rewards on the Prime app.
- Easy step-by-step claim capture
- You can upload your policy photos easily
- Access to all your personal details to view or update
- Emergency contact numbers and important information are always with you