Why buy car insurance online?

Those of us, who are not so techno-savvy, may want to avoid buying car insurance online. Some people don’t change easily from what they are used to, such as working through a traditional insurance agent. Perhaps, one needs the confidence to go online and discover things for yourself. This article explains why it is so helpful to buy car insurance online.¹

Even though the online purchasing process is straightforward, you may still disagree. The following advantages should convince you. ¹

Buying car insurance via a traditional process is more burdensome and time-consuming. You would have to make an appointment and fight traffic to see an insurance agent in his office. Then you have to go through the tedious process of manually comparing the various physical quotes you received.¹

Examining various insurance quotes online eliminates the manual process.  You can use a comparison tool on any car insurance aggregator’s website to secure the best policy. The power and success of this entire process lies in being able to compare online. ¹

Many online car insurance policies look similar but differ in quotes. You need to verify that each quote belongs to the same type of car insurance; otherwise, you cannot compare. You cannot, for example, compare comprehensive car insurance with third party car insurance. So, for example, obtain online quotes from insurance companies based only on comprehensive car insurance. Then choose the best quote. ¹

When buying car insurance online, the system will ask a few questions about you and your car. After that, the program will guide you to the coverage you want. The whole process is easy, quick, and paperless. Sometimes, when you make a claim, you may have to submit physical documents such as your personal identification or the vehicle documentation. But the paperwork is substantially less than buying car insurance offline. ¹

Because of the internet, you can buy car insurance from the comfort of your home at a time that suits you the best. It saves you from having to take time off from work to meet with a traditional car insurance agent. ¹

You’ll have to start locating a suitable policy a few months before the existing policy expires. It takes time to search physically for the correct insurance plan and then compare it with other available plans. Once you have completed many forms and provided copies of your identity document, the insurer approves your policy and posts it. ¹

Acquiring a policy online is immediate. You will have to answer some basic questions, and if approved, you will have quick access to your policy. ¹

A great benefit of the internet is that you can go online and study customer reviews of car insurers.  Credibility is essential, especially when it comes to efficient payouts. After all, everyone wants all insurance processes to go smoothly. ¹

You can trust online policies to be genuine and legally compliant if you purchase a car insurance policy from a well-established, reputable company. ¹

Going online to buy car insurance means you no longer need to consult an insurance agent. Instead of having to ask the agent many questions, sufficient information is available online to clarify everything. If you are stuck, a helpline is available. ¹

Online car insurers save considerably because of less administration and paperwork, and no need for insurance agents. Insurers can use these savings to benefit customers through reduced premiums. ¹

The article aims to show you why you should buy car insurance online. ¹

If you want to buy car insurance online, Prime South Africa is the company to use. Our world-class client service will make your online experience seamless while you learn more about our affordable car insurance. The latter consists of comprehensive and customised car insurance with fixed premiums* and reducing excess*. You can purchase comprehensive or customised car insurance for cars up to 15 years, but age does not matter with our third-party PLUS car insurance. T and Cs apply.