When buying a new car, it is important to think about the warranty that is provided by the manufacturer. Car warranties are designed to give owners peace of mind by covering the cost of repairs and replacements for defective parts within a specified period. However, some aspects of what is covered could vary significantly between manufacturers. Understanding the common inclusions and exclusions of a car warranty can help you navigate any issues with your vehicle. ¹
General Coverage
1. Engine: This includes all internal parts and components.
2. Transmission System: Coverage includes manual and automatic transmission systems.
3. Fuel and Ignition Systems: Components like fuel pumps, injectors, and ignition modules are often included.
4. Cooling System: Radiators, water pumps, and cooling fans are usually covered.
5. Electrical Components: This includes wiring, alternators, and batteries.
6. Gearbox: Coverage for manual and automatic gearboxes is standard.
7. Steering System: Power steering pumps and racks are generally included.
8. Suspension System covers springs, shocks, and struts.
9. Non-Frictional Clutch Parts: Typically includes the clutch cover and pressure plate.
10. Brake System Parts: Master cylinders, callipers, and brake boosters are usually covered.
Common Exclusions
Despite the extensive coverage, there are several items that car warranties typically do not cover: ¹
1. Wear-and-Tear Items: Components like tyres, brake pads, and clutch plates are subject to wear and tear and are usually excluded.
2. Driver Abuse: Damage caused by reckless driving or improper vehicle use can void the warranty.
3. Generic Parts: Using non-original or generic repair parts can void the warranty.
4. Bodywork and Paintwork: Damage to the vehicle’s body and paint is generally not covered.
5. Glass and Headlights: These components, including windshields and headlights, are typically excluded.
6. Exhaust Systems and Catalytic Converters are often not included in standard warranties.
7. Audio and Navigation Systems: Many warranties exclude coverage of audio equipment and satellite navigation systems.
Additional Considerations¹
- Air Conditioning: Some warranties include air conditioning system repairs, but this is not universal.
- Consequential Damage: It’s crucial to check if your warranty covers damage to an insured part caused by the failure of a non-insured part.
- Oil Leaks: Verify whether your warranty covers oil leaks caused by part failures.
- Betterment: Some warranties require you to contribute to the cost of a new part, which is an upgrade over the original.
Cost of a Car Warranty
The cost of a car warranty varies based on several factors, including the type of plan, the age of the vehicle, and the make and model. Comprehensive warranties for newer cars tend to be more expensive, but they also offer broader coverage. ¹
Evaluating Your Warranty
When considering a car warranty, thoroughly reviewing the details is essential. Here are some tips: ¹
- Consult the Dealer: Ask the dealer to clarify what is covered and what is not.
- Read the User Guide: The car’s booklet or user guide usually contains detailed information about the warranty.
- Check for Exclusions: Ensure you understand all the exclusions to avoid surprises later.
- Wear-and-Tear Coverage: Determine if wear-and-tear items are included and whether you need to pay a portion of the labour or parts costs.
- Betterment Clauses: Understand any betterment clauses requiring you to pay part of the replacement costs
Before deciding, ensure that you fully understand the terms and conditions of the warranty, which could save you time, money, and stress should you encounter issues with your vehicle. However, knowing what your car warranty covers before making any decisions is crucial. ¹
Disclaimer:
The article aims to provide South African motorists with knowledge on car warranties.
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