January 5, 2018
“I came out of the movies and went to the car park and could not find my car. At first I thought I wasn’t looking right but then the unthinkable truth hit me – my car is gone!” You don’t want to be this person, but this happens. It is bad enough to lose your own car which means so much to you, but now you don’t have a car. How will you get hold of another one soon? Can you afford it?
Choosing your car insurance plan can be quite daunting as many insurance companies discriminate according to where you live, your gender, occupation and the likelihood of theft and hijacking, before agreeing to cover your vehicle. On top of this, they also charge very high fees that many people simply can't afford in today's difficult financial climate.
Prime Meridian Direct's Prime Motor THRIFT Plan is different. This cheap car insurance option can suit any budget and ensures that regardless of your occupation or income - whether you come from an underprivileged background, or are a student, you will be able to afford car cover. Driving an uninsured car is a risk for both you, your passengers, and your vehicle, as well as the other drivers on the road. If you experience car theft or hijacking, or if you have an accident and your car is written-off, you need insurance to be able to afford a new means of transport. If you crash into a third party's vehicle you need a means of paying for the damages. Without cover, these additional expenses will inevitably burden you financially.
In a country like South Africa, we unfortunately must be aware that incidents such as thefts and hijackings are fairly frequent occurrences. There are over 140,000 thefts and hijackings happening on our roads each year and sadly no one is immune, regardless of how expensive your alarm system is, or what other precautionary measures you take. Many insurance companies will charge you more if they know that you live in an area where you are likely to be a victim of crime, or if you have no secure parking and no tracker system in your vehicle. Luckily, Prime Meridian Direct (PMD) does not discriminate and these factors will in no way negatively impact on your premium rates.
In the event of theft or hijacking, it's important to know what to do:
Firstly, you need to report the theft or hijacking to the South African Police Services without delay, but within 48 hours, and make sure that you get a case number.
Choosing your car insurance plan is also a very easy process. All you need to do is go to our website and click on the yellow ‘get an online quote’ button. An online quote will be generated within minutes – this is the quickest way to get insurance for your car. Alternatively you can call one our helpful and friendly agents who will assist you in getting the right plan for you.
PMD’s insurance policies are ideal for any budget and will ensure that you enjoy total peace of mind when driving. Secure in the knowledge that, depending on the policy you have chosen, if your car is stolen, written-off, or hijacked, or involved in an accident, you are covered.
Get an online quote now by simply visiting the above links, or contact us by calling our professional and friendly agents on 011 745 7800 and enjoy fixed premiums for life with our innovative car insurance plans.
March 25, 2020