October 23, 2020
Are you planning your next drive to a holiday destination now that we’ve welcomed spring and that lockdown restrictions have significantly reduced? Who doesn’t love a good road trip to their favourite local holiday destination or across the border to another African country?
Every holiday road trip needs planning; from planning the route, to organising holiday accommodation, and even to preparing your car for the journey.
When it comes to car-related preparations, your vehicle should be roadworthy with a full tank of fuel. Remember to pack everything that’s needed for the trip.
Have you thought about car insurance as part of your holiday preparations? Are you driving to a country that borders South Africa perhaps? Whether it is your car or a rental vehicle, some insurance coverage could help give you peace of mind while you are on holiday.
There are many reasons why car insurance could be beneficial, especially when you would undertake a long-extended journey with the vehicle in question.
There are the usual risks regarding car accidents due to other road users, which could include encountering wild animals and farm animals while on the road. What about if you happen to drive through an unexpected hailstorm and your car is dented? Car insurance coverage may help.
Comprehensive car insurance, by definition, will cover you for the broadest range of potential issues that could occur while you are on holiday. Your vehicle could be damaged in an accident, which could be covered if you have comprehensive car insurance. Third-party car insurance could also offer much-needed cover for your trip for specific risks. Make sure that you have the cover you need that suits your lifestyle.
Will you be crossing the border on your holiday road trip? You may need to get in touch with your car insurance company to see if you have the necessary cover for the journey. Is your car still being financed? Remember to get written permission from your car finance company to show government officials at the border.
Who will be doing the driving on your trip? Remember to let your insurer know who will be driving the car, which they may require you to tell them.
What happens if your car breaks down on the side of the road in the middle of nowhere? Do you have a roadside assistance service that you can call to help you out? This service could form part of a car insurance product or be purchased as a separate service.
Many factors could make it necessary to consider buying car insurance before you drive off on your next holiday trip. Are you considering getting car insurance? Why not look for affordable car insurance? Affordable car insurance is on offer with PMD, which comes with practical, unique benefits that include premiums that don’t increase* plus a reduce to zero excess*. T’s and C’s apply.
Please get financial advice from a certified financial adviser before you consider buying car insurance. This article should be considered for informational purposes only.
May 12, 2022