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Your cover can commence immediately or after 3 months. This is how it works.
"I write to you today with regards to the service I received from JEVANI NAIDOO. This was my first time taking out insurance and I must say it has been nothing but an absolute pleasure in dealing with PMD Jevani was patient and her product knowledge was amazing, she is kind, friendly and very professional - Not forgetting her prompt response time to queries.
I would highly recommend PMD to my family and friends."