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WHAT ARE THE RISKS IF YOU DON’T HAVE CAR INSURANCE?

It’s vital for any motorist to understand all the risks involved when driving in South Africa without any car insurance. Information can make all the difference between success and tragedy

DISCLAIMER

This article must only be viewed as information, seeing that car insurance is a complex matter. If you’re considering purchasing any car insurance product, please consult a certified, financial advisor for professional advice.

HOW MANY VEHICLES ARE THERE ON SOUTH AFRICAN ROADS?

According to the National Traffic Information System or eNaTIS, the total live vehicle population as on 30 November 2018 was 12 468 190.

WHAT ARE THE RISKS FACING SOUTH AFRICAN MOTORISTS?

Let us examine the various risks lurking out there on our South African roads.

ABOUT 70 PERCENT OF ALL REGISTERED VEHICLES ARE NOT INSURED

This is a scary statistic. It means that the chances of a third party being insured, should you have an accident, is 3 in 10. Another way of looking at is when you are in city traffic. Seven of those 10 cars standing still in front of you may not be insured. This translates to a total of over 8 million cars in South Africa.

WHAT ARE THE IMPLICATIONS FOR A DRIVER TO POSSESS AN ILLEGAL DRIVER’S LICENCE?

At its worst, a particular driver would barely know how to operate the vehicle itself, never mind knowing anything about the rules of the road. At its best, the driver may know how drive the vehicle but may have no idea of any of the rules of the road, seeing that he or she was never required to know them in the first place. These drivers pose an enormous risk on our roads, not only to themselves but to other, innocent motorists as well.

HOW DO PEOPLE MANAGE TO BUY ILLEGAL DRIVERS’ LICENCES?

Shocking corruption has been occurring country-wide at various government institutions and centres that issue drivers’ licences. According to a January 2018 article by IOL News, there was a recent joint effort by the SAPS as well as the anti-corruption unit of the Road Transport Management Corporation (RTMC). It resulted in the arrest of a senior administrative officer at the Gauteng Department of Transport. This kind of arrest is often only the tip of the iceberg, with large syndicates being involved.

WHY RISK DRIVING WITHOUT CAR INSURANCE? PMD OFFERS SAFE, AFFORDABLE COVER

After reading this article, you should by now be acutely aware of how extremely risky it is to drive in South Africa without car insurance. If you have no cover, why not contact PMD and purchase affordable car insurance? The whole process is easy and does not take long. Just go online using PMD’s Online Insurance Purchase Platform at any time of night or day. A call-back facility, as well as audio and video materials, are there to assist you.

Sources:

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