June 19, 2021
These days, we cannot afford to be ignorant of cybercriminals and the scams they use on people. Many people may be falling victim to such online scams, which could have been avoided had they been well-informed. Let’s read on and find out how to protect ourselves from different scams.
This online scam is called a key logger because scammers can locate your usernames and passwords on specific sites by using a particular code. Ensure your cybersecurity is of a high standard and well maintained because this logger scam can be transferred via a memory stick or as an email attachment. Avoid opening any strange email attachments.
You have just spotted an email from your bank, but how do you know it’s not a scam? It’s all about trickery. Criminals send you an email that looks identical to the genuine bank email containing a link to your Internet banking profile. People unknowingly follow the link and write down all their banking details, and that’s the end of their money. The rule is never to provide any private banking information by clicking on any link online.
This scam is quite similar to phishing but operates through an SMS text message sent to your phone. These messages are designed to make you panic by telling you that money has been stolen from your credit card. Always phone the bank first using their correct contact details to find out what is happening with your credit card.
Criminals send you fake proof of payment, showing they accidentally deposited funds into your account. They then request that you return the funds. Again, always check with the bank before you do anything.
Never record your PIN, username or password on your laptop, cell phone or in your diary. These are popular places where people leave their private information. Instead, leave them in a secret place at home. Never leave your laptop unattended while you are logged into a banking site. As a precautionary measure, change your PIN and passwords regularly.
Because car insurance is so complicated, this article can only serve as information. That is also why you need to obtain professional advice from a certified financial advisor before purchasing car insurance.
We’ve explored how to protect yourself from cyber criminals. Have you considered how you protect your car with car insurance? Enjoy affordable car insurance with unique benefits like premiums that never increase* with PMD. Contact them for more information. Ts and Cs apply.