Living Legacy | Affordable Cover From Prime Meridian LIVING LEGACY
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no
intrusive
medicals

Family
Plans
Available

Pays up
Top R300 000
In cash

ALL YOU NEED TO KNOW ABOUT PRIME LIVINGLEGACY

WHAT AM I COVERED FOR?
HOW IS MY PREMIUM CALCULATED?
WHAT DO I NEED TO APPLY?
COVER IN THE EVENT OF DEATH THROUGH ACCIDENT
COVER IN THE EVENT OF DEATH THROUGH ILLNESS
COVER IN THE EVENT OF DEATH THROUGH DISEASE
NO INTRUSIVE MEDICAL EXAMINATIONS
PRE-EXISTING ILLNESSES* COVERED AFTER 36 MONTHS WAITING PERIOD
RETRENCHMENT PROTECTION BENEFIT PAYS YOUR POLICY PREMIUM FOR UP TO 6 MONTHS
EXTENDED FAMILY PROTECTION COVER THE LIVES OF EXTENDED FAMILY MEMBERS UP TO R30,000
HONOURABLE UNVEILING BENEFIT PROVIDES A TOMBSTONE AND A GROCERY ALLOWANCE

With the PRIME LIVINGLEGACY Plan you can now have peace of mind that your loved ones will be looked after in the event of you or your spouse’s untimely death or disability.

MAX COVER
INDIVIDUAL 18-25
INDIVIDUAL 26-35
FAMILY 18-25
FAMILY 26-35
PLAN 1
R25 000
R95
R102
R144
R156
PLAN 2
R35 000
R113
R121
R174
R189
PLAN 3
R50 000
R140
R152
R221
R240
PLAN 4
R75 000
R152
R165
R241
R263
PLAN 5
R100 000
R155
R190
R246
R306
PLAN 6
R200 000
R265
R355
R433
R553
PLAN 7
R300 000
R385
R487
R637
R764

BENEFITS INCLUDE:

  • Pays up to R300,000 immediate cover upon death through accident, illness or disease.
  • Growing cover in the event of total and permanent, disability due to accident or illness (see Policy Schedule for Sum Insured).
  • There are NO medical examinations.
  • Pre-existing illnesses* are covered after just 36 months.
  • You can include your spouse and up to four children on a family plan at no extra cost.
  • If you contract a terminal illness you receive 75% of your benefit immediately.
  • All approved claims are paid within 48 hours.
  • Benefits can be used for any purpose – whether it’s covering final expenses, settling outstanding debts or establishing a legacy for the future care of your family.

OPTIONAL BENEFITS:

  • Retrenchment Protection – pays your policy premium up to six months in the event of retrenchment.
  • Extended Family Protection – cover the lives of extended family members up to R30,000*.
  • Hounourable Unveiling Benefit – Get a R10,000 tombstone allowance and a R4,000 groceries allowance on the anniversary of the deceased.
Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable product pack.
*Full disclosed pre-existing conditions are covered after 36 months. Non-disclosed pre-existing conditions are excluded
YOUR PREMIUM IS BASED ON THE LEVEL OF COVER SELECTED
NO INTRUSIVE MEDICAL EXAMINATIONS
YOU ARE NOT PENALISED FOR YOUR GENDER
YOU ARE NOT PENALISED FOR YOUR PROFESSION
YOU ARE NOT PENALISED FOR WHERE YOU LIVE OR HOW MUCH YOU EARN

YOUR PREMIUM IS BASED ON THE PLAN YOU CHOOSE

  • There are seven plans to choose from. Each plan has a fixed monthly premium

NO MATTER WHO YOU ARE, NO MATTER YOUR CIRCUMSTANCES

  • At PMD, we do not differentiate between any of our policy holders.
  • All of our premiums are calculated without taking into account:
  • Medical examinations
  • Pre-existing conditions
  • Your Gender
  • Income
  • Your profession
  • Where you live
  • How much you earn
Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable product pack.
*Full disclosed pre-existing conditions are covered after 36 months. Non-disclosed pre-existing conditions are excluded
YOU’LL NEED TO PROVIDE PERSONAL INFORMATION
YOU’LL NEED TO PROVIDE YOUR BANKING DETAILS
YOU’LL NEED TO PROVIDE YOUR ID NUMBER

APPLYING FOR COVER

When applying for the PRIME LIVINGLEGACY Plan, there are a few items of information you’ll need to provide:

  • Personal information
  • Name
  • Address
  • Contact numbers
  • Banking details
  • ID Number

TO QUALIFY FOR THE PRIME LIVINGLEGACY PLAN:

  • You must be a South African citizen or have a South African passport
Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable product pack.
*Full disclosed pre-existing conditions are covered after 36 months. Non-disclosed pre-existing conditions are excluded