Prime Meridian Direct
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PMD Compliments – Lucky Draw

Important Information:

  • Prime Meridian Direct (Pty) Limited contact details
  • Prime Meridian Direct is an authorised Financial Services Provider. FSP 41040.
  • Policy benefits for the PRIME MOTORTHRIFT, PRIME MOTOR COVERGROWand PRIME MOTORASSIST Plans are underwritten by Santam Structured Insurance Limited– FSP 1027.
  • Policy benefits for the PRIME LIVINGLEGACY and PRIME LIVING COVERGROW Plans are underwritten by Constantia Insurance Company Limited – FSP31111.
  • Should you correspond with PMD via SMS standard SMS rates will apply.


  • The competition is organised and run by Prime Meridian Direct (Pty) Ltd – Registration no.: 2004/032998/07 (hereafter referred to as “PMD”).
  • PMD will make a final and binding decision in all matters related to the results, qualifiers and any disputes related to this competition. There will be neither appeal on PMD’s decisions nor any deviation from these terms and conditions

Participation Rules

  • To enter the “PMD Compliments – Lucky Draw” competition:
    1. you must have had a valid interaction with a PMD Tele-Assistant regarding any of PMD’s range of short-term insurance products. You will not be disqualified from participating in the “PMD Compliments – Lucky Draw” competition if you do not purchase a PMD product.
    2. you must have submitted a valid compliment to the Hello Peter website regarding service received from a PMD Tele-Assistant.
    3. you must agree to provide the following information to PMD:
      1. Full name and surname;
      2. Identification number;
      3. Mobile telephone number;
      4. Alternate contact number;
      5. E-mail address;
      6. Residential address; and
      7. Postal address;
  • All valid Hello Peter compliments will automatically be entered in to the “PMD Compliments – Lucky Draw”. All compliments submitted before the end of each month will be considered for that month’s lucky draw and the competition will run up to and including 31 December 2016;

Competition Rules and Prize

  • The competition period runs from 1 May 2016 to 31 December 2016 (the competition closes at midnight on 31 December 2016).
  • Any late entries received will not be taken into consideration and no correspondence will be entered into.
  • The Competition is open to all individuals who have submitted a valid compliment on the Hello Peter website regarding the service received from a PMD Tele-Assistant and who are residents of South Africa except for any person who is a director, member, partner, employee, service provider, agent of, or consultant to PMD. This includes their spouses, life partners, immediate family members, business partners and associates and any other person who directly controls or is controlled by PMD.
  • By submitting a valid compliment before 00:00 on 31 December 2016 as set out in clause 3 above, PMD does not guarantee that you will win.
  • Lucky draws will take place on the last day of every month and only one competition prize winner will be chosen every month.
  • The winners will be determined by an audited random draw overseen by a panel of judges selected by PMD.
  • The winners of the prize will be notified telephonically, via SMS, and via PMD’s official Facebook social media page in the month following the draw.
  • Should PMD not be able to contact any of the winners directly and such winner does not respond to the aforesaid notification with his/her contact details within 12 hours thereof, such winner will be disqualified and a new winner will be announced.
  • The winners will receive their prize the month following the lucky draw provided delivery of the prize could be arranged within that month. Should delivery not be possible during the month following the lucky draw, arrangements will be made to ensure delivery as soon as reasonably possible.
  • Each monthly prize may be awarded later than 28 days following the end of the month.
  • In the event that you win you will be required to:
    1. demonstrate your compliance with clause 3 as set out above by way of documentary proof as may be required and determined by PMD;
    2. provide proof of identification (any falsified documentation will result in immediate disqualification from the competition);
    3. provide such additional information as may reasonably be required in order to process and facilitate your acceptance and/or use of the prize (such as but not limited to proof of address to accept delivery of the prize).
  • PMD will not be liable for any costs incurred as a result of the submission of a Hello Peter compliment, responses received, or any other consequences of user error whatsoever. PMD will not be held responsible for any disputes arising from the competition or the prize.
  • The prize is not transferable and may not be deferred, changed or exchanged for cash. PMD reserves the right to replace any monthly prize with another prize of similar commercial value at any time and no participant will have recourse for such replacement.
  • The prize is only applicable to the official monthly winner of the competition, who has been notified as per clause 11 above, who has complied with clause 12 and who has not been disqualified.
  • Any other costs or expenses incurred by you in entering this competition or in accepting the prize, other than those specifically provided for herein, will be for your own account, including, but not limited, to transport, accommodation, food, and travel related costs.
  • Any participant who transgresses any of these rules or who acts in any way contrary to the spirit of this competition may be banned from entry into any other PMD competition, for a period deemed appropriate by PMD.
  • PMD reserves the right to terminate this competition with immediate effect at any time, if deemed necessary in their opinion or if circumstances arise outside of their control. No participant will have recourse for such termination.
  • If considered necessary, PMD reserves the right to alter the rules or prize at its own discretion. Such altered rules and prize will become effective immediately after being altered, or on such date as may be determined by PMD. Entrants will have no recourse against PMD as a result of the alterations of the rules or prizes.
  • PMD does not make any representations or give any warranties, whether express or implicit, that your participation in the competition will necessarily result in you winning a prize, nor that the prize or any aspect thereof will meet the participants’ unique requirements, preferences, standards or expectations.
  • Should any of the prize winners be found not to have complied with the rules, he/she may be automatically disqualified at PMD’s sole discretion.
  • Your acceptance of the prize implies acceptance of these rules.
  • PMD reserves the right to take photographs of the prize winners and publish the names and photographs of the prize winners in advertising, promotional, print, marketing and other materials. By accepting the prize you automatically consent to this requirement. The copyright, image rights and any other rights vesting in any promotional footage and photographs will remain the property of PMD, which reserves the right to use them in any manner.
  • In accepting the prize, the prize winners also accept any rights and obligations relating to that prize and undertake to provide PMD with any reasonable information to enable it to adhere to its obligations under the Consumer Protection Act or any other relevant legislation.
  • PMD, their representatives, employees, subsidiaries, and/or other associated companies cannot be held responsible and disclaim all liability for any accident, injury, harm, death, loss or damage of any nature, whether arising from negligence or any other cause, whether directly or indirectly, due to the acceptance or use of the prize, without limitation.
  • You, and in the event of your death, your family, dependants, heirs, assignees or any other beneficiaries of your estate, indemnify and hold PMD, their representatives, employees, subsidiaries, and/or other associated companies harmless against any claim by you, or your partner (if applicable),(whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use by you of the prize.
  • The competition rules as set out above will not affect your current policy terms and conditions.

Laws of South Africa

  • These terms and conditions will be construed, interpreted and enforced in accordance with the law of contract and dispute resolution principles of the Republic of South Africa.
  • Should there be any misunderstanding of or ambiguity to the above terms, a representative of PMD will clarify PMD’s intentions when drafting these terms. The contra proferentem rule will not apply.