Living Cover Grow | Affordable Cover From Prime Meridian LIVING COVER GROW
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no
medical
examintions

family
plans
available

ONE fixed
premium for
all ages (18 - 64)

ALL YOU NEED TO KNOW ABOUT PRIME LIVING COVERGROW

WHAT AM I COVERED FOR?
HOW IS MY PREMIUM CALCULATED?
WHAT DO I NEED TO APPLY?
GROWING COVER IN THE EVENT OF DEATH
GROWING COVER IN THE EVENT OF PERMANENT DISABILITY
GROWING COVER UPON DIAGNOSIS OF A TERMINAL ILLNESS
NO INTRUSIVE MEDICAL EXAMINATIONS
PRE-EXISTING ILLNESSES* COVERED AFTER 36 MONTH WAITING PERIOD
AUTOMATIC TERMINAL ILLNESS BENEFIT PAYS 75% UPON DIAGNOSIS
MONETARY BENEFITS CAN BE USED FOR ANY PURPOSE
IMMEDIATE EXPENSE BENEFIT = 5% OF ACCUMULATED COVER TO A MAXIMUM OF R20,000
OPTIONAL FAMILY BENEFITS AVAILABLE

With the PRIME LIVING COVERGROW Plan you receive an increasing amount of insurance protection in the event of an unexpected death, permanent disability or upon diagnosis of a terminal illness. The Family Plan allows you to include a spouse and up to two dependent children at just under double the premium.

MAX COVER AFTER 60 MONTHS
INDIVIDUAL PLAN
FAMILY PLAN
PLAN 1
R150 000
R99
R199
PLAN 2
R300 000
R149
R299
PLAN 3
R500 000
R249
R499
PLAN 4
R1 MILLION
R499
R899
PLAN 5
R2 MILLION
R749
R1 499
PLAN 6
R3 MILLION
R999
R1 999
PLAN 7
R5 MILLION
R1 499
R2 999

BENEFITS INCLUDE:

  • Growing cover in the event of an unexpected death due to accident, illness or through natural causes.
  • Growing cover in the event of total and permanent disability due to accident or illness.
  • Growing cover upon diagnosis of a terminal illness.
  • There are NO intrusive medical examinations.
  • Pre-existing illnesses* are covered after a 36 month waiting period.

GUARANTEES:

  • Your premium will NEVER increase!

ADDITIONAL BENEFITS:

  • Includes an automatic terminal illness benefit that pays 75% of the accumulated Growing Benefit Amount (GBA) upon diagnosis and the balance upon death.
  • Monetary benefits can be used for any purpose including settlement of debts or for leaving a financial legacy!
  • Immediate expense benefit is equal to 5% of the amount of cover accumulated limited to a maximum of R20,000 (provided that there has been 12 consecutive premium payments).
  • Optional Family benefits – where selected the policy also covers your spouse and up to two dependant children under the age of 18.
Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable product pack.
*Full disclosed pre-existing conditions are covered after 36 months. Non-disclosed pre-existing conditions are excluded
YOUR PREMIUM IS BASED ON THE LEVEL OF COVER SELECTED
NO INTRUSIVE MEDICAL EXAMINATIONS
YOU ARE NOT PENALISED FOR YOUR AGE AND GENDER
YOU ARE NOT PENALISED FOR YOUR PROFESSION
YOU ARE NOT PENALISED FOR WHERE YOU LIVE OR HOW MUCH YOU EARN

YOUR PREMIUM IS BASED ON THE PLAN YOU CHOOSE

  • There are seven plans to choose from. Each plan has a fixed monthly premium.

NO MATTER WHO YOU ARE, NO MATTER YOUR CIRCUMSTANCES

  • At PMD, we do not differentiate between any of our policy holders.
  • All of our premiums are calculated without taking into account:
  • Medical examinations
  • Pre-existing conditions
  • Your Gender and Age
  • Income
  • Your profession
  • Where you live
  • How much you earn
Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable product pack.
*Full disclosed pre-existing conditions are covered after 36 months. Non-disclosed pre-existing conditions are excluded
YOU’LL NEED TO PROVIDE PERSONAL INFORMATION
YOU’LL NEED TO PROVIDE YOUR BANKING DETAILS
YOU’LL NEED TO PROVIDE YOUR ID NUMBER

APPLYING FOR COVER

When applying for the PRIME LIVING COVERGROW Plan, there are a few items of information you’ll need to provide us with some information which includes:

  • Personal information
  • Name
  • Address
  • Contact numbers
  • Banking details
  • ID Number

TO QUALIFY FOR THE PRIME LIVING COVERGROW PLAN:

  • You must be a South African citizen or have a South African passport
Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable product pack.
*Full disclosed pre-existing conditions are covered after 36 months. Non-disclosed pre-existing conditions are excluded